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Money is one of the most essential parts of our lives and it is important to know how to talk about money in English.

To start with, when referring to amounts of money, we commonly use ‘dollar’. For example: I need sixty dollars. We can also say ‘bucks’, for example: I only have twenty bucks.

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We can use ‘cent’ for amounts less than a dollar, for example: I found fifty cents on the ground.

If we are referring to general amounts of money, we use ‘some’, ‘a few’, ‘a lot of’ and ‘loads of’ (which means ‘a lot of’), Examples: I don’t know how much it costs, but I can get some money if needed. I’ve got a few dollars. She earns a lot of money. He’s got loads of money.

We can also use adjectives such as ‘expensive’, ‘cheap’, ‘expensive’, ‘costly’, ‘reasonable’ and ‘affordable’ to describe how much goods or services cost. Examples: This car is expensive. Are these shoes cheap? This dinner was costly. Is the rent reasonable? Is this phone affordable?

When asking how much something is, we usually use the structure ‘How much is…?’. Examples: How much is this dress? How much are those shoes?

We use the structure ‘How much does…cost?’ to ask how much something costs. Examples: How much does this laptop cost? How much does that sofa cost?

When talking about money, we can say ‘I have money’ or ‘I have no money’, Examples: I have money, so I can buy it. I have no money, so I can’t buy it.

To express a lack of money, we use the expression ‘I’m broke’. Example: I’m broke, so I can’t afford it.

We can use ‘pay’ to talk about paying in money. Examples: I paid fifty dollars for it. She pays one hundred and fifty dollars a month for rent.

Finally, there are many colloquial expressions for money such as ‘dough’, ‘bread’, ‘moolah’, ‘cash’, ‘bucks’, or ‘coin’. Examples: Have you got any dough? I don’t have any bread. I need to make some moolah. He has cash. She’s got lots of bucks. He’s got plenty of coin.

In conclusion, understanding how to talk about money in English is essential in terms of expressing money related concepts. Though there is no one-size-fits-all structure to use when asking, expressing or referring to amounts of money, we can use a variety of phraseology depending on the situation. With the right knowledge, talking about money in English can be easy and efficient.